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Message from Steve Here is the flow im following, I have now completed everything on the list. Extensive testing will now follow, a quick retouch of the UI again, from where some code broke certain pages. But overall design remains unchanged. Thanks for you guys continued believe in me and the project. This model is decentralised. You can share this with the group and they can test also, Thanks Steve Nico Williams graph TD A[1. Seller Submits Invoice] --> B[submit-new-invoice.php] B --> C[Save to DB: invoices.status = 'pending'] C --> D[Deploy PSCLInvoice Contract] D --> E[Contract Address Stored in invoices.pscl_contract_address] E --> F[2. Buyer Confirms Debt] F --> G[invoice-details.php] G --> H[UPDATE invoices SET buyer_confirmed=1, buyer_confirmation_date=NOW()] H --> I[3. Admin Verifies Invoice] I --> J[Admin Panel → invoice-details.php] J --> K[UPDATE invoices SET admin_verified=1, admin_verified_by=user_id, admin_verified_at=NOW()] K --> L[4. Register Charge at Companies House] L --> M[Backend: charge-verification.php (cron)] M --> N[Call Companies House API] N --> O{Charge Registered?} O -->|Yes| P[UPDATE invoices SET charge_verified=1, charge_verification_date=NOW()] O -->|No| Z[Wait or Retry] P --> Q[5. Trigger Payout Wallet Registration] Q --> R[invoice-details.php] R --> S[Seller Sets seller_payout_wallet] S --> T[Optional: Sign Message to Prove Ownership] T --> U[6. Invoice Now Fully Verified] U --> V[Full Verification: buyer + admin + charge = true] V --> W[Call PSCLInvoice.verifyCharge() via Trustee Wallet] W --> X[PSCL Contract: verifyCharge()] X --> Y[Mint NFTs for Investors] Y --> Z1[Transfer USDC to seller_payout_wallet] Z1 --> Z2[Contract Unpaused for Repayment] Z2 --> AA[7. Investor Commits Funds] AA --> AB[invoice-marketplace.php → commit-funds.php] AB --> AC[Create DB Commitment: status = 'pending_payment'] AC --> AD[Investor Sends USDC from MetaMask to Platform Wallet 0x7403...A70] AD --> AE[8. Backend Detects Deposit] AE --> AF[check-deposits.php (cron every 5 mins)] AF --> AG[Alchemy API: alchemy_getAssetTransfers] AG --> AH{Transfer to 0x7403...A70?} AH -->|Yes| AI[Match from_wallet to user.wallet_address] AI --> AJ[Find pending_payment commitment] AJ --> AK[UPDATE commitments.status = 'confirmed'] AK --> AL[UPDATE invoices.funded_amount += amount] AL --> AM{Is Fully Funded?} AM -->|Yes| AN[Trigger Step W: verifyCharge if not already called] AM -->|No| AO[Wait for More Commitments] AN --> W Z2 --> AP[9. Seller Repays Buyer] AP --> AQ[Buyer Pays Seller Off-Chain] AQ --> AR[Seller Deposits USDC into PSCLInvoice Contract] AR --> AS[Call PSCLInvoice.repay()] AS --> AT[Contract: Distribute USDC + Interest to NFT Holders] AT --> AU[Investors Call claimReturn() to Withdraw Funds] AU --> AV[Done: Invoice Closed] style A fill:#4CAF50, color:white style AV fill:#3F51B5, color:white

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